/* Insights: listing and article pages. Loaded after v2.css.
   Dark hero, light content bands, the shared accent close band.
   On light surfaces cyan is never used for text: accents are #0F5FA8 / #1A73C2. */

.fs-sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.fs-d1{animation-delay:.1s}.fs-d2{animation-delay:.22s}
.ins-wrap{position:relative;max-width:1180px;margin:0 auto;padding:0 24px;box-sizing:border-box}
.ins-glow{position:absolute;right:-220px;top:-200px;width:820px;height:820px;border-radius:50%;background:radial-gradient(circle,rgba(54,120,240,.2) 0%,rgba(140,92,255,.08) 42%,rgba(7,8,10,0) 70%);filter:blur(20px);pointer-events:none}

/* sample notice (amber so it can't be mistaken for brand UI) */
.ins-sample{display:inline-flex;align-items:center;gap:8px;align-self:flex-start;margin:0;padding:6px 12px;border-radius:999px;border:1px dashed rgba(255,196,84,.55);background:rgba(255,196,84,.07);color:#FFD27A;font-size:12px;font-weight:600;letter-spacing:.03em}

/* ---- listing hero ---- */
.ins-hero{position:relative;padding:88px 0 72px}
.ins-hero-grid{display:grid;grid-template-columns:minmax(0,8fr) minmax(0,4fr);gap:72px;align-items:end}
.ins-hero-copy{display:flex;flex-direction:column;gap:24px}
.ins-h1{margin:0;font-size:112px;line-height:.92;font-weight:700;letter-spacing:-.045em}
.ins-lede{margin:0;max-width:600px;font-size:20px;line-height:1.6;color:#9BA5B3}
.ins-topics ul{list-style:none;margin:14px 0 0;padding:0;border-top:1px solid rgba(255,255,255,.08)}
.ins-topics a{display:flex;justify-content:space-between;align-items:center;min-height:46px;border-bottom:1px solid rgba(255,255,255,.08);font-family:'Outfit',sans-serif;font-size:17px;font-weight:500;color:#C3CBD5;transition:color .2s,padding .25s}
.ins-topics a:hover{color:#F2F5F8;padding-left:6px}
.ins-count{font-family:'Inter',sans-serif;font-size:12px;font-weight:600;letter-spacing:.1em;color:#4E5663;transition:color .2s}
.ins-topics a:hover .ins-count{color:#36C4F0}

/* ---- covers ---- */
.ins-cover{position:relative;overflow:hidden;background:#07101D}
.ins-cover-svg{display:block;width:100%;height:100%;transition:transform .8s cubic-bezier(.2,.7,.2,1)}

/* ---- featured ---- */
.ins-feature-band{position:relative;padding:8px 0 128px}
.ins-feature-link{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);border-radius:28px;border:1px solid rgba(255,255,255,.09);background:linear-gradient(180deg,#0F1217 0%,#0A0C10 100%);overflow:hidden;color:inherit;transition:border-color .35s,box-shadow .35s,transform .35s cubic-bezier(.2,.7,.2,1)}
.ins-feature-link:hover{border-color:rgba(54,196,240,.45);box-shadow:0 0 0 1px rgba(54,196,240,.15),0 50px 110px -50px rgba(54,196,240,.5);transform:translateY(-4px)}
.ins-feature-link:hover .ins-cover-svg,.ins-card-link:hover .ins-cover-svg{transform:scale(1.04)}
.ins-feature-cover{min-height:440px}
.ins-flag{position:absolute;left:24px;top:24px;padding:7px 12px;border-radius:999px;background:rgba(7,8,10,.7);border:1px solid rgba(255,255,255,.14);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:#F2F5F8}
.ins-feature-body{display:flex;flex-direction:column;gap:20px;padding:48px 44px;justify-content:center}
.ins-feature-title{margin:0;font-size:40px;line-height:1.08;font-weight:700;letter-spacing:-.028em;color:#F2F5F8;transition:color .25s}
.ins-feature-link:hover .ins-feature-title{color:#36C4F0}
.ins-feature-ex{margin:0;font-size:17px;line-height:1.6;color:#9BA5B3}
.ins-feature-btn{align-self:flex-start;margin-top:8px;color:#031019}

/* meta, category pill, byline */
.ins-meta{display:flex;align-items:center;gap:12px;font-size:13px;color:#5A6778}
.ins-cat{display:inline-flex;align-items:center;height:24px;padding:0 10px;border-radius:999px;font-size:10.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#0F5FA8;background:rgba(26,115,194,.08);border:1px solid rgba(15,95,168,.2)}
.ins-meta-dark{color:#79828F}
.ins-meta-dark .ins-cat{color:#36C4F0;background:rgba(54,196,240,.08);border-color:rgba(54,196,240,.3)}
.ins-avatar{flex:none;border-radius:50%;object-fit:cover;object-position:50% 22%;border:1px solid rgba(255,255,255,.14)}
.ins-byline{display:flex;align-items:center;gap:12px;font-size:14px;color:#9BA5B3}
.ins-byline>span{display:flex;flex-direction:column;gap:2px}
.ins-byline strong{color:#F2F5F8;font-weight:600}

/* ---- list band ---- */
.ins-list-head{display:flex;justify-content:space-between;align-items:flex-end;gap:32px;margin-bottom:32px}
.ins-list-head>div:first-child{display:flex;flex-direction:column;gap:16px}
.ins-h2{margin:0;font-size:46px;line-height:1.06;font-weight:700;letter-spacing:-.028em;color:var(--l-ink,#0A1422)}
.ins-search{position:relative;width:300px;max-width:100%}
.ins-search svg{position:absolute;left:16px;top:50%;margin-top:-9px;color:#5A6778;pointer-events:none}
.ins-search input{width:100%;height:48px;padding:0 16px 0 44px;border-radius:999px;border:1px solid var(--l-field-line,#CFD8E2);background:var(--l-field,#FFFFFF);font:inherit;font-size:15px;color:var(--l-ink,#0A1422);-webkit-backdrop-filter:var(--l-card-blur,none);backdrop-filter:var(--l-card-blur,none);box-sizing:border-box;transition:border-color .2s,box-shadow .2s}
.ins-search input::placeholder{color:#6B7787}
.ins-search input:focus{outline:none;border-color:#1A73C2;box-shadow:0 0 0 3px rgba(26,115,194,.18)}
.ins-chips{display:flex;flex-wrap:wrap;gap:8px}
.ins-chip{height:40px;padding:0 18px;border-radius:999px;border:1px solid var(--l-field-line,#CFD8E2);background:var(--l-field,#FFFFFF);font:inherit;font-size:14px;font-weight:500;color:#3B4756;cursor:pointer;transition:background-color .2s,border-color .2s,color .2s}
.ins-chip:hover{border-color:#1A73C2;color:#0F5FA8}
.ins-chip[aria-pressed="true"]{background:#0A1422;border-color:#0A1422;color:#FFFFFF}
.ins-status{margin:20px 0 24px;font-size:14px;color:var(--l-muted,#5A6778);min-height:20px}

.ins-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.ins-card[hidden]{display:none}
.ins-card-link{display:flex;flex-direction:column;height:100%;border-radius:20px;border:1px solid var(--l-card-line,#DCE3EB);background:var(--l-card,#FFFFFF);overflow:hidden;color:inherit;box-shadow:var(--l-card-shadow,0 1px 2px rgba(10,20,34,.04),0 12px 32px -18px rgba(10,20,34,.18));-webkit-backdrop-filter:var(--l-card-blur,none);backdrop-filter:var(--l-card-blur,none);transition:border-color .3s,box-shadow .3s,transform .35s cubic-bezier(.2,.7,.2,1)}
.ins-card-link:hover{border-color:rgba(26,115,194,.5);box-shadow:0 0 0 1px rgba(26,115,194,.15),0 30px 70px -30px rgba(26,115,194,.45);transform:translateY(-4px)}
.ins-card .ins-cover{aspect-ratio:16/10}
.ins-card-body{display:flex;flex-direction:column;gap:12px;flex:1;padding:22px 24px 24px}
.ins-card-title{margin:4px 0 0;font-size:21px;line-height:1.22;font-weight:600;letter-spacing:-.015em;color:var(--l-ink,#0A1422);transition:color .2s}
.ins-card-link:hover .ins-card-title{color:#0F5FA8}
.ins-card-ex{margin:0;font-size:15px;line-height:1.6;color:var(--l-body,#4A5768)}
.ins-card-date{display:flex;justify-content:space-between;align-items:center;margin:auto 0 0;padding-top:16px;border-top:1px solid var(--l-line,#E3E8EE);font-size:13px;color:var(--l-muted,#5A6778)}
.ins-go{display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:50%;border:1px solid #DCE3EB;color:#0F5FA8;transition:background-color .2s,border-color .2s,color .2s}
.ins-card-link:hover .ins-go{background:#36C4F0;border-color:#36C4F0;color:#031019}
.ins-empty{padding:56px 0;text-align:center;color:var(--l-body,#4A5768)}
.ins-empty p{margin:0 0 20px;font-size:17px}
.ins-more-wrap{display:flex;justify-content:center;margin-top:48px}
.ins-more-wrap[hidden]{display:none}

/* ---- article ---- */
.ins-progress{position:fixed;left:0;right:0;top:0;height:3px;z-index:70;pointer-events:none}
.ins-progress span{display:block;height:100%;width:100%;background:linear-gradient(90deg,#1C78C8,#36C4F0);transform:scaleX(0);transform-origin:0 50%}
.ins-post-hero{position:relative;padding:56px 0 220px}
.ins-post-head{display:flex;flex-direction:column;gap:24px;max-width:980px}
.ins-crumbs{display:flex;align-items:center;gap:10px;font-size:14px;color:#79828F}
.ins-crumbs a{display:inline-flex;align-items:center;min-height:32px;color:#9BA5B3;transition:color .2s}
.ins-crumbs a:hover{color:#36C4F0}
.ins-post-title{margin:0;font-size:68px;line-height:1.02;font-weight:700;letter-spacing:-.035em}
.ins-standfirst{margin:0;max-width:760px;font-size:22px;line-height:1.55;color:#B8C2CE}
.ins-byline-lg{flex-wrap:wrap;gap:14px;margin-top:8px;font-size:14px}
.ins-post-meta{display:flex!important;flex-direction:row!important;gap:10px!important;align-items:center;margin-left:16px;padding-left:16px;border-left:1px solid rgba(255,255,255,.12);color:#9BA5B3}
.ins-post-band{position:relative;z-index:1;display:flow-root;background:#FFFFFF;color:#0A1422;padding-bottom:128px}
.ins-post-cover{aspect-ratio:21/9;margin-top:-170px;border-radius:28px;border:1px solid rgba(255,255,255,.1);box-shadow:0 60px 120px -60px rgba(10,20,34,.55)}
.ins-post-grid{display:grid;grid-template-columns:240px minmax(0,1fr);gap:72px;margin-top:72px}
.ins-side-in{position:sticky;top:112px}
.ins-toc summary{list-style:none;font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:#5A6778;cursor:pointer;margin-bottom:14px}
.ins-toc summary::-webkit-details-marker{display:none}
.ins-toc ol{list-style:none;margin:0;padding:0;border-left:1px solid #E3E8EE}
.ins-toc a{display:block;padding:8px 0 8px 16px;margin-left:-1px;border-left:2px solid transparent;font-size:14px;line-height:1.4;color:#5A6778;transition:color .2s,border-color .2s}
.ins-toc a:hover{color:#0A1422}
.ins-toc a[aria-current="true"]{color:#0F5FA8;border-left-color:#1A73C2;font-weight:600}
.ins-share{margin-top:40px}
.ins-share>div{display:flex;align-items:center;gap:8px;margin-top:12px}
.ins-share-btn{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:50%;border:1px solid #DCE3EB;background:#FFFFFF;color:#3B4756;cursor:pointer;transition:border-color .2s,color .2s,background-color .2s}
.ins-share-btn:hover{border-color:#1A73C2;color:#0F5FA8}
.ins-copied{font-size:13px;color:#0F5FA8}

.ins-prose{max-width:700px;font-size:18px;line-height:1.75;color:#2B3746}
.ins-prose>p{margin:0 0 24px}
.ins-prose h2{margin:56px 0 18px;font-size:32px;line-height:1.15;font-weight:700;letter-spacing:-.022em;color:#0A1422;scroll-margin-top:110px}
.ins-prose strong{color:#0A1422;font-weight:600}
.ins-dropcap{font-size:21px;line-height:1.7;color:#1E2B3B}
.ins-dropcap::first-letter{float:left;font-family:'Outfit',sans-serif;font-size:76px;line-height:.86;font-weight:700;margin:6px 12px 0 0;color:#0F5FA8}
.ins-prose ul,.ins-prose ol{margin:0 0 28px;padding:0;list-style:none;display:flex;flex-direction:column;gap:12px}
.ins-prose li{position:relative;padding-left:32px}
.ins-prose ul li::before{content:"";position:absolute;left:4px;top:.68em;width:10px;height:2px;background:#1A73C2}
.ins-prose ol{counter-reset:ins}
.ins-prose ol li{counter-increment:ins}
.ins-prose ol li::before{content:counter(ins,decimal-leading-zero);position:absolute;left:0;top:.2em;font-size:12px;font-weight:700;letter-spacing:.08em;color:#0F5FA8}
.ins-pull{margin:48px 0;padding:8px 0 8px 28px;border-left:3px solid #1A73C2}
.ins-pull p{margin:0;font-family:'Outfit',sans-serif;font-size:30px;line-height:1.25;font-weight:500;letter-spacing:-.015em;color:#0A1422}
.ins-figure{margin:44px 0}
.ins-flow{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;padding:20px;border-radius:22px;background:radial-gradient(80% 120% at 100% 0%,rgba(54,196,240,.14),rgba(7,8,10,0) 60%),#0A0F17;border:1px solid #0F1A2A}
.ins-step{position:relative;display:flex;flex-direction:column;gap:6px;padding:20px 18px;border-radius:14px;border:1px solid rgba(255,255,255,.08);background:rgba(255,255,255,.02);font-size:14px;line-height:1.45;color:#9BA5B3}
.ins-step strong{font-family:'Outfit',sans-serif;font-size:18px;font-weight:600;color:#F2F5F8}
.ins-step-n{font-size:11px;font-weight:700;letter-spacing:.14em;color:#5AA9E6}
.ins-step-on{border-color:rgba(54,196,240,.5);box-shadow:0 0 0 1px rgba(54,196,240,.15),0 20px 50px -24px rgba(54,196,240,.6)}
.ins-step-on .ins-step-n{color:#36C4F0}
.ins-figure figcaption{margin-top:12px;font-size:14px;color:#5A6778}
.ins-callout{margin:0 0 8px;padding:24px 28px;border-radius:18px;background:#F3F6F9;border:1px solid #DCE3EB}
.ins-callout p{margin:0;font-size:19px;line-height:1.55;color:#0A1422;font-weight:500}
.ins-callout .ins-callout-lab{margin-bottom:8px;font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:#0F5FA8}
.ins-author{display:flex;gap:20px;align-items:flex-start;margin-top:64px;padding:28px;border-radius:22px;border:1px solid #DCE3EB;background:#F7F9FB}
.ins-author .ins-avatar{border-color:#DCE3EB}
.ins-author>div{display:flex;flex-direction:column;gap:6px}
.ins-author p{margin:0}
.ins-author-name{font-family:'Outfit',sans-serif;font-size:20px;font-weight:600;color:#0A1422}
.ins-author-bio{font-size:15px;line-height:1.6;color:#4A5768}
.ins-author .fs-more{margin-top:6px;color:#0F5FA8}
.ins-post-band :focus-visible{outline-color:#0F5FA8}

/* ---- responsive ---- */
@media (max-width:900px){
  .ins-hero{padding:48px 0 56px}
  .ins-hero-grid{grid-template-columns:minmax(0,1fr);gap:40px}
  .ins-h1{font-size:76px}
  .ins-lede{font-size:18px}
  .ins-feature-band{padding-bottom:96px}
  .ins-feature-link{grid-template-columns:minmax(0,1fr)}
  .ins-feature-cover{min-height:0;aspect-ratio:16/10}
  .ins-feature-body{padding:32px 28px 36px}
  .ins-feature-title{font-size:32px}
  .ins-list-head{flex-direction:column;align-items:stretch}
  .ins-search{width:100%}
  .ins-h2{font-size:38px}
  .ins-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .ins-post-hero{padding:40px 0 140px}
  .ins-post-title{font-size:46px}
  .ins-standfirst{font-size:19px}
  .ins-post-cover{margin-top:-100px;aspect-ratio:16/9;border-radius:20px}
  .ins-post-grid{grid-template-columns:minmax(0,1fr);gap:32px;margin-top:40px}
  .ins-side-in{position:static}
  .ins-toc{padding:18px 20px;border-radius:16px;border:1px solid #DCE3EB;background:#F7F9FB}
  .ins-toc summary{margin:0}
  .ins-toc[open] summary{margin-bottom:12px}
  .ins-toc summary::after{content:"+";float:right;font-size:16px;line-height:1;color:#0F5FA8}
  .ins-toc[open] summary::after{content:"\2212"}
  .ins-share{display:none}
  .ins-prose{max-width:none}
  .ins-post-band{padding-bottom:96px}
}
@media (max-width:600px){
  .ins-h1{font-size:60px}
  .ins-chips{flex-wrap:nowrap;overflow-x:auto;margin:0 -24px;padding:0 24px 4px;scrollbar-width:none}
  .ins-chips::-webkit-scrollbar{display:none}
  .ins-chip{flex:none}
  .ins-grid{grid-template-columns:minmax(0,1fr)}
  .ins-h2{font-size:32px}
  .ins-feature-title{font-size:27px}
  .ins-feature-body{padding:26px 22px 30px}
  .ins-flag{left:16px;top:16px}
  .ins-post-title{font-size:38px}
  .ins-post-meta{margin-left:0;padding-left:0;border-left:0;width:100%}
  .ins-prose{font-size:17px}
  .ins-prose h2{font-size:26px;margin-top:44px}
  .ins-dropcap{font-size:19px}
  .ins-pull p{font-size:24px}
  .ins-flow{grid-template-columns:minmax(0,1fr)}
  .ins-author{flex-direction:column;padding:24px}
}
@media (prefers-reduced-motion:reduce){
  .ins-cover-svg,.ins-card-link,.ins-feature-link{transition:none}
}

/* single-column hero when there is no topic list yet */
.ins-hero-solo{grid-template-columns:minmax(0,1fr)}
.ins-crumbs span:last-child{color:#79828F}
.ins-prose .ins-note{margin-top:32px;padding-top:20px;border-top:1px solid #E3E8EE;font-size:15px;font-style:italic;color:#5A6778}
/* article sources */
.ins-prose .ins-sources{margin-top:28px;padding:22px 24px;border-radius:16px;background:#F7F9FB;border:1px solid #E3E8EE}
.ins-prose .ins-sources .fs-lab{margin:0 0 10px;color:#5A6778}
.ins-prose .ins-sources ul{margin:0;gap:6px}
.ins-prose .ins-sources li{padding-left:18px;font-size:14px;line-height:1.55;color:#4A5768}
.ins-prose .ins-sources ul li::before{left:0;top:.75em;width:8px;height:1px;background:#8A97A8}

/* ---- article figures: dark brand panels inside the white reading column ---- */
.ins-fig{margin:44px 0 48px}
.ins-fig-panel{position:relative;overflow:hidden;padding:30px 32px 32px;border-radius:22px;background:radial-gradient(90% 120% at 100% 0%,rgba(54,196,240,.16),rgba(7,8,10,0) 58%),#0A0F17;border:1px solid #0F1A2A;color:#C3CBD5;font-size:15px;line-height:1.45}
.ins-fig figcaption{margin-top:12px;font-size:13.5px;line-height:1.5;color:#5A6778}
.ins-fig p{margin:0}
.ins-fig-top{display:flex;align-items:flex-end;gap:22px;margin-bottom:26px}
.ins-big{font-family:'Outfit',sans-serif;font-size:76px;line-height:.9;font-weight:700;letter-spacing:-.045em;color:#F2F5F8;white-space:nowrap}
.ins-big span{color:#36C4F0}
.ins-big-sub{max-width:330px;padding-bottom:4px;font-size:15px;line-height:1.45;color:#9BA5B3}
.ins-fig-lab{margin:0 0 14px!important;font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:#5AA9E6}
.ins-fig-lab-top{margin-top:4px!important}

/* half-and-half split of the 56,000 */
.ins-split{display:flex;gap:3px;margin-bottom:30px;font-size:13px;line-height:1.3}
.ins-split>span{display:flex;flex-direction:column;gap:2px;min-width:0;padding:12px 14px;border-radius:10px}
.ins-split b{font-family:'Outfit',sans-serif;font-size:16px;font-weight:600;color:#F2F5F8}
.ins-split-a{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);color:#7D8796}
.ins-split-b{flex:1;background:rgba(54,196,240,.13);border:1px solid rgba(54,196,240,.45);color:#B9E9F9}

/* search-term bars */
.ins-bars{display:flex;flex-direction:column;gap:12px}
.ins-bar-row{display:grid;grid-template-columns:268px minmax(0,1fr) 52px;align-items:center;gap:14px}
.ins-term{display:inline-flex;align-items:center;gap:8px;min-width:0;padding:7px 12px;border-radius:999px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);font-size:13.5px;color:#E3E8EE;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.ins-term svg{flex:none;color:#5AA9E6}
.ins-bar-track{height:10px}
.ins-bar{display:block;height:100%;border-radius:0 4px 4px 0;background:#36C4F0}
.ins-bar-v{font-family:'Outfit',sans-serif;font-size:17px;font-weight:600;color:#F2F5F8;text-align:right;font-variant-numeric:tabular-nums}

/* 55 in 100 */
.ins-fig-split{display:grid;grid-template-columns:minmax(0,1fr) 230px;gap:32px;align-items:center}
.ins-fig-copy{display:flex;flex-direction:column;gap:14px}
.ins-waffle{display:grid;grid-template-columns:repeat(10,1fr);gap:5px}
.ins-waffle i,.ins-key i{display:block;aspect-ratio:1;border-radius:4px;background:#36C4F0}
.ins-waffle i.off,.ins-key i.off{background:transparent;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.16)}
.ins-key{list-style:none;margin:6px 0 0;padding:0;display:flex;flex-direction:column;gap:8px;font-size:13.5px;color:#9BA5B3}
.ins-key li{display:flex;align-items:center;gap:10px;padding:0}
.ins-key li::before{display:none}
.ins-key i{width:14px;flex:none}

/* dials funnel */
.ins-funnel{display:flex;flex-direction:column;gap:10px;margin-bottom:22px}
.ins-fn-row{display:grid;grid-template-columns:64px minmax(0,1fr) 120px;align-items:center;gap:14px}
.ins-fn-n{font-family:'Outfit',sans-serif;font-size:28px;font-weight:700;letter-spacing:-.02em;color:#F2F5F8;text-align:right;font-variant-numeric:tabular-nums}
.ins-fn-track{height:22px;border-radius:4px;background:rgba(255,255,255,.04)}
.ins-fn-bar{display:block;height:100%;min-width:6px;border-radius:4px;background:rgba(155,165,179,.45)}
.ins-fn-l{font-size:14px;color:#9BA5B3}
.ins-fn-hit .ins-fn-bar{background:#36C4F0;box-shadow:0 0 18px rgba(54,196,240,.7)}
.ins-fn-hit .ins-fn-n{color:#36C4F0}
.ins-fn-hit .ins-fn-l{color:#F2F5F8;font-weight:600}
.ins-cost{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:30px}
.ins-cost>div{padding:16px 18px;border-radius:14px;border:1px solid rgba(255,255,255,.08);background:rgba(255,255,255,.03)}
.ins-cost>div:last-child{border-color:rgba(54,196,240,.45);background:rgba(54,196,240,.08)}
.ins-cost-v{font-family:'Outfit',sans-serif;font-size:32px;line-height:1.1;font-weight:700;letter-spacing:-.025em;color:#F2F5F8}
.ins-cost-l{margin-top:4px!important;font-size:13.5px;color:#9BA5B3}
.ins-month{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:6px}
.ins-wk{display:flex;flex-direction:column;gap:6px;padding:12px;border-radius:12px;background:repeating-linear-gradient(135deg,rgba(54,196,240,.16) 0 6px,rgba(54,196,240,.07) 6px 12px);border:1px solid rgba(54,196,240,.35)}
.ins-wk-n{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#7D8796}
.ins-wk-b{font-family:'Outfit',sans-serif;font-size:17px;font-weight:600;color:#F2F5F8}
.ins-wk-m{font-size:13px;color:#B9E9F9}
.ins-month-left{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-top:6px!important;padding:12px 14px;border-radius:12px;border:1.5px dashed rgba(255,255,255,.16);font-size:14px;color:#9BA5B3}
.ins-month-left b{font-family:'Outfit',sans-serif;font-size:17px;font-weight:600;color:#F2F5F8}

/* 15x */
.ins-units{display:flex;flex-direction:column;gap:14px}
.ins-u-row{display:grid;grid-template-columns:150px minmax(0,1fr);align-items:center;gap:16px;font-size:14px;color:#C3CBD5}
.ins-u-dots{display:flex;flex-wrap:wrap;gap:6px}
.ins-u-dots i{width:22px;height:22px;border-radius:50%;background:rgba(155,165,179,.5)}
.ins-u-dots i.on{background:#36C4F0}

/* graphic pull quotes: Signal light treatment */
.ins-quote{position:relative;overflow:hidden;margin:48px 0;padding:40px 44px 40px 92px;border-radius:22px;background:linear-gradient(135deg,#EAF3FB,#F6FAFD 60%);border:1px solid #D3E3F1}
.ins-quote::before{content:"\201C";position:absolute;left:30px;top:22px;font-family:'Outfit',sans-serif;font-size:96px;line-height:1;font-weight:700;color:#1A73C2}
.ins-quote blockquote{position:relative;z-index:1;margin:0}
.ins-quote p{margin:0;font-family:'Outfit',sans-serif;font-size:29px;line-height:1.22;font-weight:600;letter-spacing:-.018em;color:#0A1830}
.ins-quote-rings{position:absolute;right:0;top:0;width:240px;height:240px;color:rgba(26,115,194,.16);stroke-width:1.5;pointer-events:none}

/* where to start: numbered question cards */
.ins-prose ol.ins-qs{gap:12px}
.ins-prose ol.ins-qs li{padding:22px 24px 22px 84px;border-radius:16px;background:#F3F6F9;border:1px solid #DCE3EB;font-size:17px;line-height:1.6}
.ins-prose ol.ins-qs li::before{left:24px;top:18px;font-family:'Outfit',sans-serif;font-size:34px;font-weight:700;letter-spacing:-.02em;color:#1A73C2}
.ins-prose ol.ins-qs li strong{display:block;margin-bottom:4px;font-family:'Outfit',sans-serif;font-size:20px;line-height:1.3}

/* closing question, in the brand-blue close treatment */
.ins-close-q{position:relative;overflow:hidden;margin:8px 0 32px;padding:36px 40px;border-radius:22px;background:radial-gradient(80% 140% at 100% 0%,rgba(54,196,240,.35),rgba(28,120,200,0) 60%),linear-gradient(135deg,#0F4C8A,#1C78C8)}
.ins-close-q p{margin:0}
.ins-close-pre{font-size:16px;color:#CFE6F8}
.ins-close-main{margin-top:10px!important;font-family:'Outfit',sans-serif;font-size:32px;line-height:1.18;font-weight:700;letter-spacing:-.02em;color:#fff}

@media (max-width:720px){
  .ins-fig-panel{padding:24px 20px 26px}
  .ins-fig-top{flex-direction:column;align-items:flex-start;gap:10px}
  .ins-big{font-size:62px}
  .ins-bar-row{grid-template-columns:minmax(0,1fr) 48px;row-gap:6px}
  .ins-term{grid-column:1/-1;justify-self:start;max-width:100%}
  .ins-fig-split{grid-template-columns:minmax(0,1fr);gap:22px}
  .ins-waffle{max-width:260px}
  .ins-fn-row{grid-template-columns:48px minmax(0,1fr) 92px;gap:10px}
  .ins-fn-n{font-size:22px}
  .ins-fn-l{font-size:13px}
  .ins-cost-v{font-size:26px}
  .ins-month{grid-template-columns:repeat(2,minmax(0,1fr))}
  .ins-u-row{grid-template-columns:minmax(0,1fr)}
  .ins-u-dots i{width:16px;height:16px}
  .ins-quote{padding:72px 24px 28px}
  .ins-quote::before{left:22px;top:12px;font-size:80px}
  .ins-quote p{font-size:23px}
  .ins-prose ol.ins-qs li{padding:64px 20px 20px}
  .ins-prose ol.ins-qs li::before{left:20px;top:14px}
  .ins-close-q{padding:28px 24px}
  .ins-close-main{font-size:25px}
}

/* ---- image covers (bitmap illustrations) ---- */
.ins-cover-img{display:block;width:100%;height:100%;object-fit:cover;transition:transform .8s cubic-bezier(.2,.7,.2,1)}
.ins-feature-link:hover .ins-cover-img,.ins-card-link:hover .ins-cover-img{transform:scale(1.04)}
@media (prefers-reduced-motion:reduce){.ins-cover-img{transition:none}}

/* ---- ballparking: ten-unit row, the fork, the four stages ---- */
.ins-units-ten .ins-u-dots{gap:10px}
.ins-units-ten .ins-u-dots i{width:34px;height:34px}
.ins-fork-top{display:flex;flex-direction:column;align-items:center;gap:10px;text-align:center}
.ins-fork-top p{font-size:14px;color:#9BA5B3}
.ins-tag{display:inline-block;padding:10px 18px;border-radius:10px;background:#F2F5F8;color:#0B3F80;font-family:'Outfit',sans-serif;font-size:26px;font-weight:700;letter-spacing:-.01em;transform:rotate(-3deg)}
.ins-fork-lines{position:relative;height:40px;margin:6px 0}
.ins-fork-lines span{position:absolute;top:0;width:25%;height:100%;border-top:1.5px solid rgba(54,196,240,.55)}
.ins-fork-lines span:first-child{left:25%;border-left:1.5px solid rgba(54,196,240,.55);border-top-left-radius:14px}
.ins-fork-lines span:last-child{right:25%;border-right:1.5px solid rgba(54,196,240,.55);border-top-right-radius:14px}
.ins-fork{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.ins-fork-card{display:flex;flex-direction:column;gap:6px;padding:18px 20px;border-radius:14px;border:1px solid rgba(255,255,255,.1);background:rgba(255,255,255,.03);font-size:14px;line-height:1.5;color:#9BA5B3}
.ins-fork-card .ins-fig-lab{margin:0 0 2px!important}
.ins-fork-h{font-family:'Outfit',sans-serif;font-size:21px;font-weight:600;color:#F2F5F8}
.ins-prose ol.ins-stages{counter-reset:none;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin:0;padding:18px;border-radius:22px;background:radial-gradient(90% 120% at 100% 0%,rgba(54,196,240,.16),rgba(7,8,10,0) 58%),#0A0F17;border:1px solid #0F1A2A}
.ins-prose ol.ins-stages li{padding:0;counter-increment:none}
.ins-prose ol.ins-stages li::before{display:none}
.ins-stage{display:flex;flex-direction:column;gap:8px;padding:18px 16px 16px;border-radius:14px;border:1px solid rgba(255,255,255,.08);background:rgba(255,255,255,.02);font-size:14px;line-height:1.45;color:#9BA5B3}
.ins-stage-n{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#5AA9E6}
.ins-stage strong{font-family:'Outfit',sans-serif;font-size:17px;line-height:1.25;font-weight:600;color:#F2F5F8}
.ins-stage-p{flex:1}
.ins-stage-price{margin-top:6px;padding-top:10px;border-top:1px solid rgba(255,255,255,.08);font-size:12.5px;font-weight:600;color:#79828F}
.ins-stage-on{border-color:rgba(54,196,240,.55);background:rgba(54,196,240,.08)}
.ins-stage-on .ins-stage-n{color:#36C4F0}
.ins-stage-on .ins-stage-price{color:#36C4F0;border-top-color:rgba(54,196,240,.35)}
@media (max-width:720px){
  .ins-units-ten .ins-u-dots i{width:22px;height:22px}
  .ins-fork{grid-template-columns:minmax(0,1fr)}
  .ins-fork-lines{display:none}
  .ins-prose ol.ins-stages{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
}
@media (max-width:480px){.ins-prose ol.ins-stages{grid-template-columns:minmax(0,1fr)}}

/* links inside article text: readable blue on white, underlined */
.ins-prose p a{color:#0F5FA8;text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1px}
.ins-prose p a:hover{color:#0A1830}
.ins-prose p a:focus-visible{outline:2px solid #0F5FA8;outline-offset:2px}